Technology-Driven Investment Solutions for Advisors
THOR uses proprietary signal processing to systematically manage risk across model portfolios and ETFs — removing emotion and replacing it with data.
What We Do
THOR Financial Technologies builds systematic investment solutions powered by proprietary signal processing technology. We help advisors manage risk, reduce behavioral biases, and deliver consistent client outcomes.
Model Portfolios
Six distinct model portfolios spanning domestic equity, international, leveraged, growth, and alternatives — each powered by our proprietary risk management system.
Active ETFs
Two actively managed ETFs bringing THOR's systematic methodology to the public markets, available to advisors and investors on all major platforms.
Research & Education
A published book, podcast, and educational resources to help advisors understand systematic investing and signal processing approaches.
Model Portfolios
Six adaptive model portfolios, each designed with distinct risk/return profiles. All powered by THOR's proprietary signal processing technology.
Sector 100
S&P 500 sector-based strategy with proprietary risk management. Equally weighted sectors with systematic de-risking to short-duration treasuries.
Low Volatility SDQ
Three major U.S. index strategy with adaptive rotation and cascading risk-off positioning. Equally weighted with dynamic overweighting.
International
Global equity strategy trading the top countries by market capitalization. Equal weight with proprietary risk tiering across international markets.
Levered Index
Enhanced index strategy using dual-signal framework for leveraged, standard, and buffered exposure to the S&P 500.
NextGen Stock
Concentrated high-growth stock portfolio with 8–12 positions. Proprietary cascading de-risk from full equity to 100% short-duration treasuries.
Dollar ALT
Precious metals allocation strategy with 60% gold and 40% silver. Systematic risk management with dollar diversification exposure.
All model performance is hypothetical and net of 0.20% management fee. Past performance is not indicative of future results. See full disclosures.
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Analyze My Portfolio →Why THOR Is Different
Proprietary Signal Processing
Our technology detects regime changes in real time, allowing portfolios to adapt before — not after — risk events unfold.
Ability to Go 100% Cash
Unlike most strategies, THOR models can move entirely to short-duration treasuries when systemic risk is elevated across the board.
Risk-First Philosophy
Every THOR strategy starts with risk management. Protecting capital during drawdowns is the foundation for long-term compounding.
Eliminates Behavioral Bias
Systematic rules replace emotional decision-making. No guessing, no gut feelings — just disciplined, data-driven execution.
“Every other industry has embraced technology to improve outcomes. Financial services hasn't. It's time that changed.”
Featured & Recognized
THOR's approach to systematic investing has been featured across the industry's leading platforms.
The BookLittle Reasons, Big Consequences
Why your investment returns stink — and what to do about it. Brad Roth's 12-chapter exploration of the behavioral pitfalls that destroy wealth.
Learn More →
PodcastBehind the Ticker
Conversations with the people building today's most innovative ETFs. Strategy, structure, and the stories behind each fund.
Listen Now →Free Portfolio Analysis
How Risky Is Your Portfolio?
Get an instant risk score for your portfolio and see how THOR's systematic models can improve your risk-adjusted returns.
Analyze My Portfolio →Frequently Asked Questions
THOR Financial Technologies is a registered investment adviser that provides technology-driven, systematic model portfolios and actively managed ETFs for registered investment advisors (RIAs). The firm uses proprietary signal processing technology to manage risk across all investment strategies, with the ability to move to 100% cash during periods of elevated systemic risk.
THOR applies proprietary signal processing techniques — adapted from telecommunications and defense — to financial markets. The technology monitors market conditions in real time and classifies each position as risk-on or risk-off. When positions turn risk-off, they systematically cascade into short-duration treasuries. This removes emotional decision-making and replaces it with disciplined, data-driven execution.
THOR offers six distinct model portfolios: Sector 100 (S&P 500 sectors), Low Volatility SDQ (S&P 500, Dow Jones, Nasdaq 100 rotation), International (top 10 countries by market cap), Levered Index (enhanced S&P 500 with dual signals), NextGen Stock (8–12 concentrated growth positions), and Dollar ALT (60/40 gold/silver precious metals). All are powered by the same proprietary risk management system.
THOR manages two actively managed ETFs: THLV (Thor Equal Weight Low Volatility ETF), which follows the Sector 100 strategy, and THIR (Thor SDQ Index Rotation ETF), which follows the Low Volatility SDQ strategy.
THOR charges a 0.20% management fee on all model portfolios. Additional platform and custodial fees may apply depending on the advisor's custodian and platform.
Yes. A key differentiator of THOR's approach is that all model portfolios can move entirely to short-duration treasuries (effectively 100% cash) when systemic risk is elevated across the board. Most competing strategies cannot or will not make this move.
Brad Roth is the Founder and Chief Investment Officer of THOR Financial Technologies. He has over two decades of experience in quantitative finance and built THOR's proprietary signal processing methodology. He also hosts the 'Behind the Ticker' podcast (94+ episodes) and authored 'Little Reasons, Big Consequences: Why Your Investment Returns Stink.'
All model portfolio performance data is hypothetical and back-tested. It does not reflect actual trading or real client returns. Hypothetical performance has inherent limitations and should not be relied upon as indicative of future results. THOR provides full hypothetical performance disclosures on its website at thorft.com/disclosures/.
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